The philosophy of CDHC (consumer-directed health care) is to empower and encourage employees through cost sharing, individual purchasing choices and educational tools, allowing them to make better health care decisions.
With a Blue Cross and Blue Shield of Kansas CDHC option, member responsibility for his or her health care is coupled with the employee health benefit plan. The intended outcome is to help contain rising health care costs, along with financial savings for both the consumer and the employer.
There are three parts to CDHC:
These are some of the tools available to BCBSKS employers and members as a standard service of their benefit program. These tools allow members to educate themselves in an effort to become better health care consumers.
In addition, dedicated group benefit consultants will work with an employer to develop a health insurance plan, through a variety of out-of-pocket and benefit options, to best meet the employer’s needs.