Cancer Insurance and Hospital Insurance

S-HIP

• Cash benefits begin on first day – receive $50 per day from day one to three.
• Receive $200 per day – from day four to 365.
• Higher starting benefit for accidents – receive $200 daily starting on day one when hospitalized due to an accident.
• Pays double benefits when in ICU - $200 benefit doubles to $400 per day when you're admitted in intensive care or a coronary care unit within a hospital.
• Day of discharge is included.
• Use cash benefits for anything – all cash benefits are paid directly to you to spend as you choose. Pay for gas, meals, lodging for family and more.
• Acceptance is guaranteed – because you're already insured with Blue Cross and Blue Shield of Kansas.
• Simple claim filing – just ask your hospital for an itemized statement of your stay and submit it with your S-HIP claim form.
• Easy to apply – no medical exam is required and there are no health questions to answer.
• Coverage for dependents – includes unmarried dependents by birth or adoption to age 23 and unmarried dependents incapable of self support. See contract for details.

There's a standard waiting period for pre-existing conditions. If you seek or receive diagnosis, treatment or advice about a condition in the 90 days prior to the date your coverage begins (your effective date), the waiting period is 365 days before that pre-existing condition is covered.

Secure 300

• $300 inpatient benefits – each day you receive inpatient hospital cancer care.
• $100 outpatient benefits – each day you receive the following outpatient services: surgery, chemotherapy (excluding oral), radiation therapy and surgical endoscopic procedures.
• Wellness service benefits - $50 paid (one time per year, per insured age 18 and over) with documentation that you received any of the applicable wellness screenings such as mammograms, colonoscopies and pap smears. See contract for full list of applicable wellness screenings. Inpatient, outpatient and wellness benefit payments combining for a total lifetime maximum of $250,000 per insured.
• Pays in addition to your other coverages – benefits are paid regardless of how much you receive from other health insurance, including Medicare.
• Fast and complete payments – so you can pay your expenses promptly or use your cash benefit however you choose.
• Easy claim filing – simply submit your claim form directly to Blue Cross and Blue Shield of Kansas (forms will be included in your policy packet when enrollment is accepted).
• Coverage for dependents – includes unmarried dependents by birth or adoption to age 23 and unmarried dependents incapable of self support. See contract for details.

S-HIP

• The first 365 days of a hospital stay after the date this coverage becomes effective for the insured, if that particular hospital stay was in progress on the date this coverage became effective for the insured.
• Any portion of a hospital admission that is primarily for skilled nursing care (including swing beds) rather than acute.
• Admission for the primary purpose of performing acupuncture.
• Admission for dental care.
• Admissions that are not medically necessary.
• Inpatient skilled care, intermediate care, convalescent care, custodial/maintenance care or rest cures.
• Admission to rehabilitation facilities (not acute care).

Secure 300

• Benefits will not be provided for medical, surgical or hospital services, drugs and devices.

S-HIP

Available to Kansas residents (not living in Johnson or Wyandotte counties) who are currently enrolled in Minimum Essential Coverage*.

Secure 300

Available to Kansas residents (not living in Johnson or Wyandotte counties) with no known history of cancer, who are currently enrolled in Minimum Essential Coverage*.

*Minimum Essential Coverage is the type of coverage an individual needs to have to meet the individual responsibility requirement under the Affordable Care Act. This includes individual market policies, job-based coverage, Medicare, Medicaid, CHIP, TRICARE and certain other coverage.

You have a no-risk 10-day review to decide if S-HIP and/or Secure 300 are right for you. If you are not completely satisfied, return the policy and your premium will be refunded to you in full.

Secure Hospital Indemnity Plan^SM (S-HIP)

Simply submit your Hospital Indemnity Plan Claim Form as instructed. We'll promptly send your payment so you can use your cash benefit any way you choose.

Secure 300 Cancer Plan^SM (Secure 300)

Simply submit your Cancer Plan Claim Form as instructed. We'll promptly send your payment so you can use your cash benefit any way you choose.